A few days ago I was at work, working diligently, making sales, etc, etc. And I happened upon a link that said, “Why Did Josh Hartnett Leave Hollywood?”. Of course, I was intrigued. WHAT did happen to Josh Hartnett? Where’d you go Josh?
I have been MIA from this blog as well. I got a new job and got a little… busy. Life, huh? In my last post I said I had some goals for 2014. I’ve accomplished part of one of those goals: I paid off my consumer debt and now I am working on my car loan.
I am not sure when I decided debt was evil. But I am glad I did. Believe me, becoming debt free is one of the best things you can do for yourself. I still have a car loan and a massive amount of student loan debt. The amounts are daunting, but now that I paid off my consumer debt and my undergrad loan, it gives me the courage and motivation to get the other loans paid off too. I predict my car will be paid off by December of this year. It’s a 2011, so I would say that is pretty damn good. Plus – I’ll own my car, which I don’t think is a thing a lot of Americans can say these days.
In 2015 I will be concentrating on my grad school debt and hopefully I can start putting money away into savings. One day, I hope to be able to put 60% of my income into retirement savings, 10% into emergency fund, leaving 30% for bills and other things like shoes and haute cuisine.
I realize this won’t happen for a few more years. Heck, my husband and I plan on purchasing a home within the next few years, so I am sure that will throw some kinks into the mix. BUT – I believe I can do it. And so can you. You do not have to be the American consumer debt machine. Believe me. You can change too. It’s just a matter of will power. And perhaps dreaming of someday being like Scrooge McDuck?
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Where I got my inspiration (mostly) to be debt free, and stop the cycle of the American consumerism dream:
Mr. Money Mustache
